FINANCIAL INTELLIGENCE: EMMANUEL UDOM (HIS EXCELLENCY, THE EXECUTIVE GOVERNOR, AKWA IBOM STATE), RCCG AYC 2020

RCCG NATIONAL YOUNG ADULT AND YOUTH AFFAIRS (YAYA) VIRTUAL CONVENTION 2020.

THEME: THE BRIGHT AND MORNING STAR

MINISTERING: EMMANUEL UDOM (HIS EXCELLENCY, THE EXECUTIVE GOVERNOR, AKWA IBOM STATE)

TOPIC (DAY 5 AFTERNOON SESSION TALK 1): FINANCIAL INTELLIGENCE.

DATE: 2ND OCTOBER, 2020

BIBLE TEXT: PROVERBS 4:7

Brethren, I really want to thank you, and let you know that I deeply appreciate your kind invitation to me – To join you in this Virtual Young Adult and Youth Affairs (YAYA) Convention 2020.

I am also thrilled by your warm welcome.

Let us also Pay tributes to the imprint that our father in the Lord, Daddy G.O and our Mummy G.O have left in our hearts.

I will love to say that they have roiled and laboured; and we stand on their shoulders.

Our Country, this Generation and the world, owe them a depth of gratitude that only Heaven can repay.

Because the Bible says that: “Unto the Lord shall the gathering of His people be.”

I am certain that in this gathering, the Lord shall distill out of our different backgrounds, different experiences and divers mindsets – Testimonies of His steadfastness, His Tender Mercy and all the Love God bestows on all our Young Adult and our Youths alike!

I will like to first of all say that: On the 1st of July, 1963, a poor 16 years old Boy who lost his father shortly after he was born was among Ninety Eight (98) Teenage children selected based on their Academic Records to visit Washington DC, and interact with Senior Government Officials at the White House.

President John F. Kennedy addressed them, and shook hands with them.

… Each handshake lasted about sixteen (16) seconds; but that sixteen (16) seconds handshake ignite a burning desire in that fatherless Boy.

And thirty (30) years later, Williams Jefferson Clinton (alias Bill Clinton) was elected the President of America.

Bearing this in mind; It is my Faith that as we interact, a fire will be IGNITED in a Youth, leaving him or her to rise to Distinction and Leadership in our Country – Amen.

And what Akwa Ibomites will tell you: “To rise to the fate of Greatness.

I Pay tributes to the Organisers of this Convention, for doing a difficult Job well.

Your choice of the THEME – “The Bright and Morning Star” – And “FINANCIAL INTELLIGENCE ” as a sub Theme (which I am going to consider today) is a Prove that, like the children of Issachar: You have an understanding of the times.

To remain the SALT of Earth and the LIGHT of the world at this time, we need;

• FINANCIAL Intelligence,
• EMOTIONAL Intelligence, and
• SOCIAL Intelligence.

Our Text for this Talk is Proverbs 4:7.

The Bible says: “Wisdom is the Principal thing; therefore get Wisdom: and with all thy getting get Understanding.”

There is a difference between WISDOM and INTELLIGENCE but the Bible enjoins us to get Wisdom.

INTELLIGENCE – I will compare it to FLOUR

… You know flour that we use to make bread.

WISDOM is the BREAD!

Just as you need the flour to make the bread; you need Intelligence to be WISE.

Intelligence is the RAW MATERIAL; Wisdom is the FINISHED Product.

To put this in the Proper Perspective, a Story will just suffice:

John D. Rockefeller born in 1839. He is said to be the wealthiest man in recent history.

As a child, his Pastor told him to “Make all the money he could, and GIVE OUT as much as he could.”

He followed that Pastor’s advice and he became a Millionaire at the age of thirty (30).

A million Dollar in 1870 – adjusted to inflation today, is compared to Three Hundred and thirty six (336) Billion Dollars.

He also became the world’s first Millionaire and the first Person to set up Foundations for Charity Purpose.

To MAKE money, he needed Financial INTELLIGENCE;

To GIVE – he needed WISDOM.

You could be the next Rockefeller if you follow that same advice.

Lately, the world has been infatuated with different types of intelligence – Our Prime interest has been Emotional Intelligence and Financial Intelligence.

The Bible abound with Teachings and Instructions in these three (3):

1. EMOTIONAL INTELLIGENCE: Is Jesus hanging on the Cross, and Praying: “Father, forgive them for they know not what they do.”
2. SOCIAL INTELLIGENCE: Is the Good Samaritan in the Bible – Stopping to give the injured man a helping hand.
3. FINANCIAL INTELLIGENCE: Is found in the Parable of the Talents and the Servants who invested wisely.

Financial Intelligence is important because it helps you to secure a Place in today’s Business World, and in life generally.

The Bible says that: “Money answereth ALL things.”

But we should read this along with the Scripture that says: “The love of money is the root of all evil.”

We should NOT be motivated by the love of money, but by thought of the GOOD we can use money to do in our Society.

It is therefore my hope that at the end of this conversation:

• We should be able to leverage within Biblical Standard – The Financial Value Term of Business;
• And Aggregate the Essential Touch Point for achieving Financial Intelligence.

Let’s start by trying to explain what FINANCIAL INTELLIGENCE is:

Financial Intelligence I would say; constitute the knowledge, the skills of understanding Finance and Accounting Principles.

It teaches you how money is applied Profitably and diligently.

It includes the Techniques and Approaches of Expending assigned on funds alike.

Like – Salaries, Allowances, Profit from Businesses and Entrepreneur Endeavour or even Gifts and Inheritances.

At the Corporate Level:

• Financial Intelligence emerged as best practice and core competence Principle for improved Financial result.
• Increased Employee’s Moral and reduced Employee’s turnover.

Financial Intelligence is seen in the Parable of the Talents in Matthew 25:14-30.

The Master gave money to these three (3) Servants according to their abilities; before travelling into a far Country.

One got five (5) Talents, another got two (2) and the remaining Person got one (1).

On His return, they accounted for what they got: The ones who got five (5) and two (2) Talents each traded with their Talents and got a hundred Percent (100%) Returns on their Investments.

The Master was thrilled: “Thou has been Faithful over a few thrones; I will make you rule over many things”.

… The third (3rd) Servant failed!

How did he FAIL? – He failed to invest, and was Punished.

This Parable is a Metaphor for the word CORPORATE in general.

THE MANAGING DIRECTOR: Who is the Master, entrusted His staff ( servants) with Talents – Intellects and Opportunities, according to their abilities.

What we call the RISK QUOTIENT in Business – To achieve Corporate Goals, which mainly is bound to bring Profit to the Organization.

The First two (2) Servants: according to Matthew 25:14-30, are classical study in Financial Intelligence.

Also listen to the audio: Financial Intelligence – Gov. Udom Emmanuel

*The Third (3rd) servant lacked Financial Intelligence.

… We should not miss the lesson.

What does it say in Matthew 25:28?

“Take therefore the talent from him, and give it unto him which hath ten talents”.

Why did He not give it to the Servant with two (2) Talents to make it now four (4)?

Because the Servant with ten (10) Talents took a bigger, but Calculated Risk.

Major Risk taking is a cardinal aspect of Financial Intelligence.

So, if you go to Genesis 1:28, I read:

“And God blessed them, and God said unto them, Be fruitful, and multiply, and replenish the Earth, and subdue it: and have dominion over the fish of the sea, and over the fowl of the air, and over every living thing that moveth upon the earth.”

God commands us to be Fruitful and to Multiply.

The first two (2) Servants were fruitful and multiplied their Talents (as recorded in Matthew 25:14-30).

… This is what Financial Intelligence is all about!

If you can multiply your Resources, you are Financially Intelligent.

But if you cannot multiply your Resources, you are Financially Unintelligent!

The Bible says that at the time of great famine; Isaac sowed and reap an hundredfold.

This is also recorded in Genesis 26:12.

In other words, in spite of the inherent situation, Isaac remained Financially Intelligent, he remained faithful and he multiplied his seed.

The Theoretical Framework for the Study of Financial Intelligence was set by Organizational Development Academics like Dennis Dennison, Edward Laura, Alfred Pheffaer. It has since gained momentum in Academic world as several Research and Academic Institutions have developed Programmes targeted at Financial Intelligence.

There are four (4) broad areas of Understanding Financial Intelligence.

… These areas are:

1. Understanding the FOUNDATION.
2. Understanding the ART AND SCIENCE of Accounting.
3. Understanding ANALYSIS.
4. Understanding (what I call) THE BIG PICTURE.
5. UNDERSTANDING THE FOUNDATION.

To understand the Foundation, you need to understand the Instruments of Financial Measurement, such as:

• The Income Statement.
• The Balance Sheet, and
• The Cash Flow Statement.

… This can only come through study.

2 Timothy 2:15 says: “Study to shew thyself approved unto God, a workman that needeth not to be ashamed, rightly dividing the word of truth.”

So to understand the Foundation, you must study.

2. UNDERSTANDING THE ART AND SCIENCE OF ACCOUNTING.

It starts with Analysis that this is both an Art of Science.

Why? – Because you try to quantify what cannot always be reduced to numbers.

So you much rely on Rules, Estimates and Assumptions.

To make sense out of Analyses and Quantitative Data, you must be ready for any challenging scenario.

So you must be vigilant; you must read this Scripture in 1 Peter 5:8, which reads:

“Be sober, be vigilant; because your adversary the devil, as a roaring lion, walketh about, seeking whom he may devour:”

Like they say – “The devil is always in the details.”

3. UNDERSTANDING ANALYSIS

To understand ANALYSIS (as part of Financial Intelligence); you must be ready and able to analyse numbers and Data in great depth. Calculate profitability, leverage ratio, etc.

You must understand the ramifications and the implications of the outcomes in Analysis and Forecasting.

That can easily be referred to in Luke 14:28. I read also:

“For which of you, intending to build a Tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it?”

Success is not an event (I must say); it is a journey and you must Plan for it!

4. Finally, it is what I call THE BIG PICTURE.

This implies an understanding of context within the framework of the BIG PICTURE; and the Influencing Factors.

What are the INFLUENCING FACTORS?

It is what we easily call the SWOT Analysis.

You Analyse:

• Your STRENGTH
• Your WEAKNESSES
• Your OPPORTUNITIES, and
• Your TRAITS.

… It is a very Popular and you can easily read that anywhere.

Or what we call the PESTLE.

P – for POLITICAL
E – for ECONOMICAL
S – for SOCIAL
T – for TECHNOLOGICAL
L – for LEGAL, and
E – for ENVIRONMENTAL

We must always learn to see the BIG PICTURE.

The Late Kofi Annan, former Secretary General of the United Nations stated that one of the most important Lessons of his life was by a Teacher who came during his Primary school class.

And marked a DOT (.) on the center of a White Board. He asked them ‘ ‘What do you see?’

Every Pupil claimed to see the Black DOT (.).

The Teacher said to them: ‘So none of you could see the White Board?’

Always take in the entire Picture please!

My Youth, please always take in the entire Picture.

On several occasions in the Bible; God asked People: “What to you see?

There are lots of questions God keep asking in the Bible. He asked Adam: ‘Where are thou?

It is not that God did not know where Adam was. He is God, He knew where Adam was! Yet He asked: “Adam where are thou?”

… Why do God ask Adam where he was?

God also asked some Persons in the Bible: “What do you see?”

Because God is trying to ensure that they have seen the Whole Picture.

Their answers were SPECIFIC.

… Let me take you back to the Bible.

In Jeremiah 1:11 – When His asked Jeremiah what he saw; he said: “The rod of an Almond tree.”

He did not say ‘The rod of a tree.’ – No! He was Specific – Giving details: “The rod of an ALMOND tree.”

I think I will also like to read this to you, Zachariah 4:2-3.

The point there is that: Zachariah did not miss the details.

“And said unto me, What seest thou? And I said, I have looked, and behold a candlestick all of gold, with a bowl upon the top of it, and his seven lamps thereon, and seven pipes to the seven lamps, which are upon the top thereof: And two olive trees by it, one upon the right side of the bowl, and the other upon the left side thereof.”

Youths, we must always see the Whole Picture.

… That is what that Scripture teaches us.

These Four (4) Principles of Financial Intelligence lead to Excellence; in Fund Decision Making and Proper Evaluation of facts and realities.

So, the next question now is: HOW DO WE BECOME FINANCIALLY INTELLIGENT?

… It begins with your Mindset!

You know your ATTITUDE determines your ALTITUDE.

So certain attitudes and traits are common to the Financially Intelligent Youth, intelligent Person, intelligent Adult no matter your own stratum.

Let us consider them:

1. Financially Intelligent People are ACTION ORIENTED.

They create what I call Comprehensive and Workable Financial Plans that they may implement and manage diligently.

2. Financially Intelligent people have a SAVING MENTALITY.

There is a story our mother used to tell us. I mean, it could be a fable, but it is a story about Pussy cat

Whenever a Pusey cat enters the bush, whatever it catches, it finishes it inside the bush!

… No, not at all!

Financially Intelligent People have a Saving Mentality – They utilized their Savings for Investment Purpose and compound their money for long term gains.

Joseph in the Bible was Financially Intelligent and through Saving, SAVED Egypt from famine.

Please, read that story in Genesis Chapters 41 to 47) and then you will see what I mean there!

3. Financially Intelligent people shy away from LIABILITIES.

And they buy, they search for the best lowest Prices before making a final decision.

This is why at times, People would always say: If you want to fall, fall Forward.”

… Why do you fall backwards?

4. Financially Intelligent People set Short, Medium and Long Term Goals.

You can’t live a life without setting Goals; you can’t live your life without defining your Goals.

As a Youth, if somebody asks: ‘What is your GOAL?’ Do you have any? – You can’t live your life without it!

You must have Short Term, Medium Term and Long Term Goals as a Youth and focus on them, in order to stay Motivated.

You Goals will Motivate you to achieve something.

And, they do not spend IMPULSIVELY.

Please, any Financially Intelligent Person can never spend Impulsively.

Every Purchase that Financially Intelligent People make, is carefully thought through.

And such Spendings must have a VALUE ADDED Component to it!

You can’t just spend on something that has no VALUE – There must be a VALUE ADDED.

5. Financially Intelligent People regularly SEEK PROFESSIONAL ADVICE to multiply their Wealth.

What happens with all our RISK?

How you mitigate your Risk will determine who is more successful than the rest of us.

6. Financially Intelligent People ABSORB, IMBIBE and ADAPT the Characteristics, Habits and Rituals of those who had made successes of such Practices.

A whole lot of them are in the Bible – I just made mentioned of Joseph.

So many you can read off, in the Bible.

7. Financially Intelligent People never STOP LEARNING about Money.

Don’t let anybody deceive you; even the Bible says so! – When God wanted to give Solomon Wisdom, God gave him Wisdom and also gave him money.

So if you must be Financially Intelligent, please you must start now.

You know, I have this concept where I stratify life into three (3) Categories:

The first twenty five (25) years of life is what I could call “The Period of FORESIGHT”.

And age 26-55 is what I could call “The Period of INSIGHT”.

After that, you live in a “Period of HINDSIGHT”.

So you can’t stop learning about what money is all about, especially in the age bracket in which we are considering in this Convention – Finances, Investment, Best Practices, New Businesses, Regulations, Industries for example, Money for Capital Market and the rest of them.

You must study those things! They develop a lifestyle of study.

Don’t get spoilt by what you are reading only on Social Media – Only Social Media cannot take you to where you are going to.

Please, studying is different from Social Media Chatting.

… As the name implies, you can’t live your life Socially! – It is not Permitted that a well brought up Christian like all of us and including you reading now on the Label of DMC.

Let’s look at the other side of the Coin: WHAT FACTOR WILL MILITATE AGAINST FINANCIAL INTELLIGENCE?

The Bible enjoins us in Songs of Solomon 2:15;

“Take us the foxes, the little foxes, that spoil the vines: for our vines have tender grapes.”

… Here Vine refers to Business.

So this is about the little Foxes we must take away from our Business.

Here, we List some of those Foxes, as referred to in Songs of Solomon:

1. Instant Gratification.

Instant Gratification here, is also what I could call a Fox that will keep you Perpetually in DEBT.

The Financially Intelligent will defer Gratification, and be led to spend a fraction of his Profits only for the Joy of tomorrow.

… They Prefer to endure the Cross today!

You can’t spend everything; you can’t just do that!

2. We live in DENIAL a lot.

… Especially in this part of the world; we Africans live a lot in Denial.

Living in Self Denial is also one of those things that will militate against it.

Some People live in Self Denial – “I am not interested in money; or money is not everything.

Don’t quote that anymore!

As Young Adult, Please don’t go about with that quotation. Don’t let it even settle in your mind: “I am not interested in money; money is not everything!”

Meanwhile, the Bible says: “Money answereth all things!”

So, do you know more than the Bible?

That is another fox that sabotages Financial Success in Young people.

The Scripture says that ‘Money is a defence’ – Ecclesiastes 7:12A.

And in Ecclesiastes 3:19B, it says: ‘Money answereth all things.”

… We live in Self Denial.

Meanwhile, we need money to do everything according to the Bible.

If we want to spread the Gospel (Evangelism) what do we do that does not need money?

We can’t even successfully take the Gospel to all the Places we would love to on Planet Earth if we don’t have money to get it done.

3. Is what I call ‘BLAME GAME’ – Blaming and Excuses.

So many People are just Good at that; it didn’t start today!

Eve started it from the beginning – When God asked her, she said “Ah, it is the serpent.”

Adam gave his own excuse. He said: ‘It is the woman that You gave to me.’

So Blaming and Excuses are part of man but you must be conscious of this: Blaming everyone for your inabilities and manufacturing excuses for your failures, are tantamount to Financial Intelligence totally!

You are the captain of your own ship!

Like Douglas Copland said: “Blame is just a lazy fellow’s way of making sense of choas.”

Now, if we rid out the foxes – Assuming we have just done away with the foxes I just mentioned. I mentioned Three (3) Foxes:

• Instant Gratification
• Living in Self Denial
• Blaming and Excuses.

So what do we need to Achieve Financial Intelligence?

1. You need Creative Thinking.

This is the ability to break out of the established Oatterns, in order to look at things in a different way; and find a New Way to be Productive with your Finances.

… You must break out, you must break away!

2. You need Negotiation Skill.

The Negotiation Skills leverages on some skills and ability such as:

I. The Power of Measurement;

II. Planning Strategy, and;

III. Cooperating.

Understanding these skills is a major stake in becoming Financially Intelligent.

Life gives you to what you negotiates! – Jacob got the birthright from Esau by negotiations.

I mean, we all know the story in the Bible. So you get what you negotiate in life.

… Jacob is a classical example in the Bible!

3. You need Communication Skills.

The skill allows you understand and be understood by others.

So many of us cannot communicate so you will finish saying everything you wanted to say and nobody understand you!

This involves;

• Effectively communicating Ideas to others;
• Actively Listening;
• Discerning Salient Points in conversations.

You must give and receive critical feedbacks that impact you.

Mind you here, I am not talking about Social Conversation; I am talking about REAL Business conversation.

4. You need Marketing Skills.

This skill involves taking an Idea or Concept; and communicating the underlining message in an manner that elicits Partnership, Alliance and Collaboration.

It is also the Vehicle to the Market Place where ideas find realistic Expression.

5. You need Analytic Skills.

This is the Process of Understanding Context Functional, as well as Business Analytics.

It includes Assessment of Assets and Liabilities.

Mind you, I am trying to break these things down so that you can easily understand:

A Liability takes money out OF your Pocket;

While Asset puts money into your Pocket.

That is the simplest layman’s way I can explain.

So the question now is: HOW DO YOU DETERMINE YOUR FINANCIAL INTELLIGENCE LEVEL?

The highest levels are Possible to attain by anyone who has discipline and a Passion to attain Absolute Financial Freedom.

Akwa Ibomites will tell you (under our DAKKADA Philosophy) that: “Once your Passion is RIGHT, nothing is impossible.

Bear in mind that each level requires a different set of Tasks and Objectives.

However, they all have a Common Dominator and what are they?

1. Level of Protection.

This has to do with the Precise amount of money you will require in Liquid Asset, to be Financially Protected.

Economists will put it in a different way! – You know those motives for holding money (I don’t want to go into all that)!

But I am just trying to break it down in a level that all of us would understand.

2. Level of Financial Security.

This is the amount of money needed to achieve Financial Security.

This means, determining how much is needed to be Independent of necessities, such as: Food Clothes, Shelters and Transportation.

3. Level of Financial Freedom.

This Goal is attained when your investment Provides enough Income for you to live the lifestyle you desire for the rest of your life; without having to Borrow!

You know it is not Scriptural to live a life if borrowing throughout our lifetime – No, not at all.

4. Level of Absolute Financial Freedom.

This is the Point at which your Investment Income Provides the certainty that you can do whatever you want as much as you want, whenever you want,with whomever you want without requiring to borrow.

Now that God has shown us the Paradigm of Financial Freedom: WHAT DO WE NEED TO DO TO INCREASE OUR FINANCIAL INTELLIGENCE?

… That is the next question! And I want to say here;

1. You must have understanding of Corporate or Person Finances.

… You must have that Understanding!

This is the very beginning of Financial Intelligence; without which, you have not even started.

You can’t even discuss Financial Intelligence if you don’t understand that.

2. You should attend Financial Courses, Trainings, Programmes; and read Authoritative Books in relevant Areas.

I suggest Books by Robert Kiyosaky – Read such Books!

But let me also say things I tell my People all the time: “The BEST Leadership Book on Planet Earth is the HOLY BIBLE.”

There is nothing you will find in any Leadership Book on Planet Earth that is not in the Holy Bible.

You can see, I have taught so far on Financial Intelligence, making almost all of my References from the Holy Bible.

3. You should understand the BIG PICTURE.

… This is where a lot if us fail.

At times, we could be a little bit myopic; we are so much in a haste we don’t want to see the BIG PICTURE.

You should understand the BIG PICTURE:

Know your WORTH and leverage on the Knowledge of Professionals and Experienced Financial Experts.

… Just leverage on that!

You should control the things you can control and avoid Wild Goose Chases.

Ask a Young man/woman – Just trying to introduce what they want to do, to you; and you will just be wondering whether they operate in an Abstract World!

And if you fail, you won’t like it all. That is why at the beginning I said: Please, as you go through all these, as you follow on all we have taught so far; I said earlier, that if you fall, Please, fall Forward!

Because once you fall Forward, you can easily pick up your self again.

I want to say here: Don’t get distracted by what other People are doing and saying.

A lot of us get easily distracted!

The Bandwagon Effect on the Youths is really a major issue.

If someone is talking behind your back it means you are two (2) steps ahead of him or her.

Learn from other People’s Mistakes as well as their Victories.

… Don’t learn only from the mistake; also learn from their Victories.

Do not compare your Progress to those of others – There is no Permanent Leader in life

It is only when you do not know where you are going, that others would tell you where to go!

You must know where you are going; if you don’t know where you are going, others will tell you where to go!

Remember that in Proverbs 22:1, the Bible says: “A GOOD name is rather to be chosen than great riches, and loving favour rather than silver and gold.”

Make money God’s Way; and reject making it Satan’s way!

… Satan’s way leads to DESTRUCTION.

I believe that anyone can become a Success Story. Helen Keller has Proven that: Born Blind and stone Deaf, she was unable to communicate as a child; until a Special Education Teacher did the Vowel sound for her in her hand. She communicated through Braille and in spite of her disability, passed out at Cliff College as the Best Graduating Student.

She could go on to write Books and Influence her Generation.

Times Magazine rated her one (1) of the hundred Most Influential Global Females in the last Century.

When she was asked: “What could be worse than being born blind?”

She replied: “The most Pathetic Person on the entire Planet Earth is that someone who has SIGHT but NO VISION.”

The Problem in today’s world is that: Many have SIGHT but they don’t have Vision at all.

Have a Vision, Run with it; it is for an appointed time that is what the Bible days.

In Habakkuk 2:3, the Bible says: “For the Vision is yet for an Appointed Time, but at the end it shall speak, and not lie: though it tarry, wait for it; because it will surely come, it will not tarry”.

… That is what the Bible says!

In Concluding; Please, remember that:

“Constant Learning, Unweaving Enterprise and Excellent Ethical Consideration at all Levels are sure recipes for achieving Financial Intelligence.

LAZINESS – Always watching movies, always Online to Social Media would NEVER help you!

So conversely, Laziness, Impatience, Unethical Practices, Mediocrity, Lack of Values – Some of us don’t have Values.

And the Quest for Instant Gratification; so many People don’t want to start.

Life is all about Normal Curve; You must START, you must GROW.

And then, at old age, you now start Ageing Gracefully – That is what life is all about!

But so many Youth these days, they quest for Instant Gratification at the Probity of Financial Intelligence.

Once you see some People, you will know that these are People who are Financially Unintelligent.

In his Classic – “ACRES OF DIAMOND” I know some of you know it.

Youth of these days, some of you don’t like reading all these Books.

In his Classic – “ACRES OF DIAMOND” Russell Powell tells the true story of Harley Alfred:

After being told of the Value of Diamond by his friend, Alfred sold his Land and went in search of Diamond. He travelled to Europe. And finally, in frustration committed suicide at Coast of Barcelona.

A short while after, Diamond was discovered on the Land Alfred sold to his neighbour. How can you explain that?

As a matter of fact, the Largest Diamond in Asia “The GOCANDA DIAMOND MINES” is located on Hartley Alfred’s Property.

… Yet, he died searching for Diamond in foreign lands.

I wish to declare to you that ‘Your ACRES OF DIAMOND’ are within you.

Akwa Ibomites will tell you that under our DAKKADA Philosophy: That all that you have is what you need to get to where Almighty God has destined for you.

“What you are looking for in SOKOTO (a Northern State in Nigeria) is in your sokoto (Yoruba word for Trousers)”.

… That is what we used to say at the University of Lagos during our days as students.

Your Treasures are WITHIN YOU!

Look at Moses in the Bible; God did not allow him go searching for anything. God just asked him “What is in your hand?”

He did not say ‘command me’; He said Part the sea.

So what you have is all that you Need. – That is what our Philosophy in Akwa Ibom is teaching us: “What you have is all that you need; you don’t Need anything Extra!”

Everything you need to succeed, God has given to you!

That woman told Prophet Elisha in 2 Kings 4:2; ‘I have nothing but a little Oil but that little oil brought a Miracle to her.

That little gift, when you apply it with Financial Intelligence, will change your story and bring multiple Blessings to your Generation and our Country.

TWO (2) CONDITIONS APPLY:

1. Trust God as if it all rest on Him;
2. And work as if it all depends on you.

Thank you for your Attention!

I hope you are Blessed with the little I have been able to share?

This is a very broad Topic; but I have to cut it to make sure you understand.

I want to thank you; and I command Blessings upon our Youth;

That you will have all it will take to move this Nation Forward.

I BLESS YOU!

Thank you so much for staying all through to read.

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And I can assure you that you will be glad you did as it will avail you first hand access to comprehensive reports on the various Messages of Pastor E.A Adeboye and other Men of God!

It is outrightly wrong and a sin we frowned at it for anyone to consciously remove the original source of the work that does not emanate for him or her!

Discovery Media Crew … Reaching out to the World through the Power of the Gospel!!!

COMPILATIONS BY:

MOSES DURODOLA, TITILAYOMI AJAYI, TOPE BABALOLA AND KOYA ADEDAYO

© DISCOVERY MEDIA CREW (DMC) 2020